Emile Flowers, CDLP®

Divorce Mortgage Consultant

One of the biggest concerns when divorcing is “What are we going to do with the house?” Regardless of the divorce agreement, both spouses are legally responsible for the mortgage. Which means refinancing or selling becomes the ultimate decision. Divorce mortgage planning is a crucial step in the divorce process to optimize short term and long term financial goals, develop strategies and solutions for the complexities that arise during divorce proceedings, and navigate the obstacles of executing the settlement agreement. Utilizing a Certified Divorce Lending Professional (CDLP®) is an essential step in this process.

About Emile

NMLS: 1256327

Company NMLS: 227262

Illinois Residential Mortgage Licensee

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your mortgage banker. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced mortgage banker, I understand everyone’s financial situation is different and should be treated as such, I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family. I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home.

After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Explore Emile’s Video Library

Downloadable Resources

  • Mortgage Do's and Dont's

    Information provided by USA Mortgage

  • Mortgage Loan Application Checklist

    Information provided by USA Mortgage

  • Mortgage Loan Requirements

    Information provided by USA Mortgage